Top Ranked Lenders
Bitcoin Lending Platforms
Ranked by interest rates from lowest to highest. Compare features, terms, and ratings to find the perfect loan for your needs.
We only list providers that accept native Bitcoin as collateral, not wrapped Bitcoin (DeFi) or Layer 2 solutions.
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Nexo
CEX
4.5
#1
Min APR
2.9%
Max LTV
50%
Loan Terms
FlexibleRehypothecation
Allowed
Available Offers
6 offersPopular

Bybit
CEX
3.3
#2

Binance
CEX
1.4
#3

Firefish
P2P
4.8
#4
Min APR
7%
Max LTV
50%
Loan Terms
FixedRehypothecation
Not Allowed
Available Offers
1 offersNon-Custodial

Nebeus
CEX
4.2
#5
Min APR
7.7%
Max LTV
70%
Loan Terms
Fixed, FlexibleRehypothecation
Not Allowed
Available Offers
5 offersPopular

SALT
CEX
4.4
#6

YouHodler
CEX
4
#7
Min APR
11%
Max LTV
97%
Loan Terms
FixedRehypothecation
Not Allowed
Available Offers
4 offers
CoinRabbit
CEX
4.2
#8
Min APR
17%
Max LTV
90%
Loan Terms
FlexibleRehypothecation
Not Allowed
Available Offers
4 offersNo KYC
* Rates and terms are subject to change. Always verify current offers directly with lenders.
Last updated: 10/19/2025, 7:51:18 PM
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