Bitcoin Loan Calculator
Calculate your Bitcoin-backed loan with real-time adjustments. Set your collateral amount and terms, and we'll find the best rate for you.
When enabled, excludes providers that practice rehypothecation
Nebeus
Best rate: 12.5 %
* Calculations are estimates. Actual terms may vary by lender.
* Effective LTV used for collateral calculation
Bitcoin price: $118,000
Last updated: 10:36:54 AM
Understanding Your Loan Calculation
Learn how our calculator works and what each parameter means for your Bitcoin-backed loan.
Loan Amount
The total amount you want to borrow in USD. This determines your collateral requirements based on the LTV ratio.
LTV Range
Loan-to-Value ratio determines how much you can borrow against your Bitcoin collateral. Lower LTV = safer but less cash.
Loan Term
Choose between flexible (repay anytime) or fixed-term loans. Flexible terms offer more freedom but may have higher rates.
Rehypothecation
Toggle to exclude lenders that re-lend your Bitcoin collateral. "No" option is safer but may limit available offers.
Best Rate Matching
Our calculator finds the best available rate from verified lenders that match your criteria, considering:
- • Interest rates and fees
- • Available loan amounts
- • LTV compatibility
- • Term preferences
- • Rehypothecation policies
Collateral Calculation
Required Bitcoin collateral is calculated using the effective LTV ratio and current Bitcoin price. The calculator shows both USD value and BTC amount needed.
Rate Updates
Rates are updated regularly from our partner lenders. Actual rates may vary based on your profile and market conditions at the time of application.
Ready to get your Bitcoin loan?
Compare interest rates and get the best deal on your Bitcoin-backed loan.
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