Compare Bitcoin loan providers

Find the bestBitcoin loan rates

Compare interest rates, loan terms, and LTV ratios from top Bitcoin lending platforms. Get the funding you need with your Bitcoin as collateral.

Native Bitcoin collateral only
Top Ranked Providers

Bitcoin Loans Ranking

Ranked by interest rates from lowest to highest. Compare features, terms, and ratings to find the perfect loan for your needs.

Individual OffersProviders
Rank
Provider
APR
LTV
Term
Rehypo
Additional Info
Rating
Action
#1
Nexo logo
Nexo
2.9 %
<20%
Flexible
10% NEXO Tokens and portfolio balance above $5,000 required
4.5
#2
Bybit logo
Bybit
5.74 %
80%
Flexible
Hourly interest calculation – APR may vary in time
3.3
#3
Popular
Nexo logo
Nexo
5.9 %
<20%
Flexible
5% NEXO Tokens and portfolio balance above $5,000 required
4.5
#4
Binance logo
Binance
6.32 %
78%
Flexible
Minute interest calculation – APR may vary in time
1.4
#5
Non-custodial
Firefish logo
Firefish
7 – 13 %
50%
Fixed3 – 18 months
Actual interest rate depends on P2P market
4.8
#6
Popular
Nebeus logo
Nebeus
7.7 %
65%
Fixed18 months
Monthly interest payments
4.2
#7
SALT logo
SALT
8.95 %
30%
Fixed12 months
4.4
#8
Nexo logo
Nexo
10.9 %
<50%
Flexible
10% NEXO Tokens and portfolio balance above $5,000 required
4.5
#9
SALT logo
SALT
10.95 %
50%
Fixed12 months
4.4
#10
YouHodler logo
YouHodler
11 %
97%
Fixed30 days
4
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Bitcoin Loan Calculator

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Loan Parameters
$
$1$250K
10% (Conservative)97% (Aggressive)
FixedFlexible
AllowNo

When enabled, excludes providers that practice rehypothecation

Loan Summary
Nebeus logo

Nebeus

Best rate: 12.5 %

Loan Amount$10,000
Required BTC Collateral0.169 BTC
Collateral Value$20,000.00
Annual Percentage Rate12.5 %
Loan TermFlexible
Effective LTV50%
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* Calculations are estimates. Actual terms may vary by lender.

* Effective LTV used for collateral calculation

Bitcoin price: $118,000

Last updated: 10:36:54 AM

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Lisa M.

Marketing Director

The rate comparison tool here is legit. Saved me from taking the first offer at 9.5%. Found a lender doing 6.2% for the same terms. Borrowed $65K without touching my stack.

Paul S.

Real Estate Investor

Used to think Bitcoin loans were risky, but this site made it simple. Got $80K to buy a rental property. Bitcoin doubled. Both investments paid off.

Alex K.

Software Engineer

I needed quick liquidity without selling my BTC. This platform helped me find a non-custodial loan with great terms. The process was smooth and transparent.

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