Bitcoin Loans
Ranking
Ranked by interest rates from lowest to highest. Compare features, terms, and ratings to find the perfect loan for your needs.
| Rank | Provider | APR | LTV | Term | Rehypo | Info | Rating | |
|---|---|---|---|---|---|---|---|---|
#1 | N Nexo | 2.9 % | <20% | Flexible | Allowed | 10% NEXO Tokens and portfolio balance above $5,000 required | 4.5 | |
#2 | B Bybit | 5.74 % | 80% | Flexible | Allowed | Hourly interest calculation – APR may vary in time | 3.3 | |
#3 Popular | N Nexo | 5.9 % | <20% | Flexible | Allowed | 5% NEXO Tokens and portfolio balance above $5,000 required | 4.5 | |
#4 | B Binance | 6.32 % | 78% | Flexible | Allowed | Minute interest calculation – APR may vary in time | 1.4 | |
#5 Non-custodial | F Firefish | 7 – 13 % | 50% | Fixed3 – 18 months | No | Actual interest rate depends on P2P market | 4.8 | |
#6 Popular | N Nebeus | 7.7 % | 65% | Fixed18 months | No | Monthly interest payments | 4.2 | |
#7 | S SALT | 8.95 % | 30% | Fixed12 months | No | 4.4 | ||
#8 | N Nexo | 10.9 % | <50% | Flexible | Allowed | 10% NEXO Tokens and portfolio balance above $5,000 required | 4.5 | |
#9 | S SALT | 10.95 % | 50% | Fixed12 months | No | 4.4 | ||
#10 | Y YouHodler | 11 % | 97% | Fixed30 days | No | 4 |
Bitcoin Loan
Calculator
Calculate your Bitcoin-backed loan with real-time adjustments. Set your collateral amount and terms, and we'll find the best rate for you.
Loan Parameters
When enabled, excludes providers that practice rehypothecation
Loan Summary
Best rate: 10.9 %
10% NEXO Tokens and portfolio balance above $5,000 required
Loan Amount
$10,000
Required BTC Collateral
0.183 BTC
* Calculations are estimates. Actual terms may vary by lender.
Bitcoin price: $109,000Last updated: 2:22:21 AM
Trusted by Bitcoiners
Join thousands of Bitcoin holders who found their perfect loan
Marcus T.
Software Engineer
Been stacking sats since 2017, never wanted to sell during the dip. Got $45K at 6.4% to buy the house dip instead. Smart money moves - kept my bitcoin, got the property.
Rachel K.
Graphic Designer
Honestly this saved my business. Needed $22K for new equipment but selling my BTC stack felt stupid with halving coming. Found 6.8% rate here, kept my coins, business is thriving.
David L.
Contractor
Truck broke down and needed $15K fast. Credit cards wanted 24% APR lol. Used my bitcoin as collateral, got 7.1% and paid it off in 6 months. No brainer.
Lisa M.
Marketing Director
The rate comparison tool here is legit. Saved me from taking the first offer at 9.5%. Found a lender doing 6.2% for the same terms. Borrowed $65K without touching my stack.
James R.
Freelance Consultant
Daughter's college tuition was due and my bitcoin was up 300%. This platform helped me borrow $35K instead of selling at the peak. Kept my gains and paid for school.
Maria S.
Real Estate Agent
Used to think bitcoin loans were sketchy but this site showed me legitimate lenders. Got $80K to flip a property while my bitcoin doubled. Both investments paid off big time.
Marcus T.
Software Engineer
Been stacking sats since 2017, never wanted to sell during the dip. Got $45K at 6.4% to buy the house dip instead. Smart money moves - kept my bitcoin, got the property.
Rachel K.
Graphic Designer
Honestly this saved my business. Needed $22K for new equipment but selling my BTC stack felt stupid with halving coming. Found 6.8% rate here, kept my coins, business is thriving.
David L.
Contractor
Truck broke down and needed $15K fast. Credit cards wanted 24% APR lol. Used my bitcoin as collateral, got 7.1% and paid it off in 6 months. No brainer.
Lisa M.
Marketing Director
The rate comparison tool here is legit. Saved me from taking the first offer at 9.5%. Found a lender doing 6.2% for the same terms. Borrowed $65K without touching my stack.
James R.
Freelance Consultant
Daughter's college tuition was due and my bitcoin was up 300%. This platform helped me borrow $35K instead of selling at the peak. Kept my gains and paid for school.
Maria S.
Real Estate Agent
Used to think bitcoin loans were sketchy but this site showed me legitimate lenders. Got $80K to flip a property while my bitcoin doubled. Both investments paid off big time.