Compare Bitcoin loan providers

    Find the best
    Bitcoin loan rates

    Compare interest rates, loan terms, and LTV ratios from top Bitcoin lending platforms. Get the funding you need with your Bitcoin as collateral.

    Native Bitcoin collateral only
    🏆 Top Ranked Providers

    Bitcoin Loans
    Ranking

    Ranked by interest rates from lowest to highest. Compare features, terms, and ratings to find the perfect loan for your needs.

    Individual OffersProviders
    Rank
    Provider
    APR
    LTV
    TermRehypoInfo
    Rating
    #1
    N
    Nexo
    2.9 %<20%
    Flexible
    Allowed
    10% NEXO Tokens and portfolio balance above $5,000 required
    4.5
    #2
    B
    Bybit
    5.74 %80%
    Flexible
    Allowed
    Hourly interest calculation – APR may vary in time
    3.3
    #3
    Popular
    N
    Nexo
    5.9 %<20%
    Flexible
    Allowed
    5% NEXO Tokens and portfolio balance above $5,000 required
    4.5
    #4
    B
    Binance
    6.32 %78%
    Flexible
    Allowed
    Minute interest calculation – APR may vary in time
    1.4
    #5
    Non-custodial
    F
    Firefish
    7 – 13 %50%
    Fixed3 – 18 months
    No
    Actual interest rate depends on P2P market
    4.8
    #6
    Popular
    N
    Nebeus
    7.7 %65%
    Fixed18 months
    No
    Monthly interest payments
    4.2
    #7
    S
    SALT
    8.95 %30%
    Fixed12 months
    No
    4.4
    #8
    N
    Nexo
    10.9 %<50%
    Flexible
    Allowed
    10% NEXO Tokens and portfolio balance above $5,000 required
    4.5
    #9
    S
    SALT
    10.95 %50%
    Fixed12 months
    No
    4.4
    #10
    Y
    YouHodler
    11 %97%
    Fixed30 days
    No
    4

    Bitcoin Loan
    Calculator

    Calculate your Bitcoin-backed loan with real-time adjustments. Set your collateral amount and terms, and we'll find the best rate for you.

    Loan Parameters

    $1$250,001
    10%97%
    FixedFlexible
    AllowNo

    When enabled, excludes providers that practice rehypothecation

    Loan Summary

    N
    Nexo

    Best rate: 10.9 %

    10% NEXO Tokens and portfolio balance above $5,000 required

    Loan Amount

    $10,000

    Required BTC Collateral

    0.183 BTC

    Collateral Value$20,000
    Interest Rate10.9%
    Loan TermFlexible
    Current LTV50.0%

    * Calculations are estimates. Actual terms may vary by lender.

    Bitcoin price: $109,000Last updated: 2:22:21 AM

    Trusted by Bitcoiners

    Join thousands of Bitcoin holders who found their perfect loan

    Marcus T.

    Software Engineer

    Been stacking sats since 2017, never wanted to sell during the dip. Got $45K at 6.4% to buy the house dip instead. Smart money moves - kept my bitcoin, got the property.

    R

    Rachel K.

    Graphic Designer

    Honestly this saved my business. Needed $22K for new equipment but selling my BTC stack felt stupid with halving coming. Found 6.8% rate here, kept my coins, business is thriving.

    David L.

    Contractor

    Truck broke down and needed $15K fast. Credit cards wanted 24% APR lol. Used my bitcoin as collateral, got 7.1% and paid it off in 6 months. No brainer.

    Lisa M.

    Marketing Director

    The rate comparison tool here is legit. Saved me from taking the first offer at 9.5%. Found a lender doing 6.2% for the same terms. Borrowed $65K without touching my stack.

    James R.

    Freelance Consultant

    Daughter's college tuition was due and my bitcoin was up 300%. This platform helped me borrow $35K instead of selling at the peak. Kept my gains and paid for school.

    Maria S.

    Real Estate Agent

    Used to think bitcoin loans were sketchy but this site showed me legitimate lenders. Got $80K to flip a property while my bitcoin doubled. Both investments paid off big time.

    Marcus T.

    Software Engineer

    Been stacking sats since 2017, never wanted to sell during the dip. Got $45K at 6.4% to buy the house dip instead. Smart money moves - kept my bitcoin, got the property.

    R

    Rachel K.

    Graphic Designer

    Honestly this saved my business. Needed $22K for new equipment but selling my BTC stack felt stupid with halving coming. Found 6.8% rate here, kept my coins, business is thriving.

    David L.

    Contractor

    Truck broke down and needed $15K fast. Credit cards wanted 24% APR lol. Used my bitcoin as collateral, got 7.1% and paid it off in 6 months. No brainer.

    Lisa M.

    Marketing Director

    The rate comparison tool here is legit. Saved me from taking the first offer at 9.5%. Found a lender doing 6.2% for the same terms. Borrowed $65K without touching my stack.

    James R.

    Freelance Consultant

    Daughter's college tuition was due and my bitcoin was up 300%. This platform helped me borrow $35K instead of selling at the peak. Kept my gains and paid for school.

    Maria S.

    Real Estate Agent

    Used to think bitcoin loans were sketchy but this site showed me legitimate lenders. Got $80K to flip a property while my bitcoin doubled. Both investments paid off big time.

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